{"id":62258,"date":"2026-02-28T11:31:08","date_gmt":"2026-02-28T11:31:08","guid":{"rendered":"https:\/\/villasyfincasmallorca.com\/?page_id=62258"},"modified":"2026-07-12T12:55:34","modified_gmt":"2026-07-12T10:55:34","slug":"the-americans-guide-to-buying-property-in-mallorca","status":"publish","type":"page","link":"https:\/\/villasyfincasmallorca.com\/en\/the-americans-guide-to-buying-property-in-mallorca\/","title":{"rendered":"The American&#8217;s Guide to Buying Property in Mallorca"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]<\/p>\n<p><strong>Welcome to the American&#8217;s Guide to Buying Property in Mallorca.<\/strong> If you are a US citizen looking to buy a home, invest, or relocate to Southeast Mallorca \u2014 Ses Salines, Santany\u00ed, Campos and Col\u00f2nia de Sant Jordi \u2014 this is your starting point. Below you will find the whole journey, from the legal process and taxes to visas and the best areas, each linked to an in-depth guide.<\/p>\n<h2>Can a US citizen buy property in Mallorca?<\/h2>\n<p>Yes. There are no restrictions on Americans buying property in Spain \u2014 as a primary home, a vacation home, or an investment. Owning a home does not, by itself, grant residency. Note that Spain <strong>abolished the real estate Golden Visa in April 2025<\/strong>, so a purchase no longer comes with an automatic residence permit, but several other residency routes remain open (see Visas &amp; residency below).<\/p>\n<ul>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/can-a-us-citizen-buy-property-in-mallorca\/\">Can a US citizen buy property in Mallorca?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/why-do-american-buyers-explicitly-need-a-property-finder-in-mallorca\/\">Why American buyers need a dedicated property finder<\/a><\/li>\n<\/ul>\n<h2>The step-by-step buying process<\/h2>\n<p>Buying in Spain follows a clear sequence: obtain your NIE number, open a Spanish bank account, sign a reservation and deposit contract, run due diligence with an independent lawyer, and complete the purchase before a notary. Most of it can be done remotely from the US.<\/p>\n<ul>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/what-are-the-steps-to-buy-a-house-in-mallorca\/\">What are the steps to buy a house in Mallorca?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/how-to-safely-buy-property-in-mallorca-as-a-us-citizen-a-step-by-step-guide\/\">How to safely buy property in Mallorca as a US citizen: a step-by-step guide<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/?p=62769\">What is a NIE number and how can a US citizen get one quickly?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/do-i-need-a-spanish-lawyer-to-buy-property-in-mallorca\/\">Do I need a Spanish lawyer to buy property in Mallorca?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/?p=62753\">Do I need a Spanish bank account to buy property in Mallorca?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/is-my-deposit-safe-when-buying-property-in-spain\/\">Is my deposit safe when buying property in Spain?<\/a><\/li>\n<\/ul>\n<h2>Financing and moving your money<\/h2>\n<p>US buyers can finance in Spain, and non-resident mortgages are common. Plan ahead for moving funds from USD to EUR efficiently.<\/p>\n<ul>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/?p=62351\">Can I get a Spanish mortgage as a US citizen?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/?p=62708\">Mortgage interest rates in Spain for American non-residents<\/a><\/li>\n<\/ul>\n<h2>Taxes for American buyers<\/h2>\n<p>You will deal with two tax systems. In Spain there are purchase taxes on acquisition and, in the Balearic Islands, a wealth tax that affects higher-value estates; in the US, your worldwide income and assets still matter (IRS &amp; FATCA). These guides explain what applies and when.<\/p>\n<ul>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/what-are-the-taxes-on-buying-property-in-mallorca\/\">What are the taxes on buying property in Mallorca?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/how-does-buying-property-in-spain-affect-my-us-taxes-irs-fatca\/\">How does buying property in Spain affect my US taxes (IRS &amp; FATCA)?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/?p=62720\">Wealth tax in the Balearic Islands: what high-net-worth American buyers need to know<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/capital-gains-tax-in-spain-what-happens-when-an-american-sells-their-mallorca-property\/\">Capital gains tax in Spain when an American sells their Mallorca property<\/a><\/li>\n<\/ul>\n<h2>Visas and residency after the Golden Visa<\/h2>\n<p>With the Golden Visa route closed since April 2025, the main pathways for Americans are the Non-Lucrative Visa (for those with passive income) and the Digital Nomad Visa (for remote workers). On a US passport you can also visit visa-free under the 90\/180-day Schengen rule.<\/p>\n<ul>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/what-is-the-golden-visa-in-spain-2026-rules-for-us-real-estate-investors\/\">The Golden Visa in Spain: what changed in 2025 and the rules for 2026<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/what-is-the-non-lucrative-visa-for-spain-and-how-do-us-citizens-apply\/\">What is the Non-Lucrative Visa for Spain and how do US citizens apply?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/digital-nomad-visa-spain-vs-non-lucrative-visa-which-is-better\/\">Digital Nomad Visa vs. Non-Lucrative Visa: which is better?<\/a><\/li>\n<\/ul>\n<h2>Where Americans buy: Southeast Mallorca<\/h2>\n<p>Villas y Fincas Mallorca specializes in the southeast of the island \u2014 Ses Salines, Santany\u00ed, Campos and Col\u00f2nia de Sant Jordi \u2014 an area known for its fincas, sea views and a quieter, authentic lifestyle away from the crowds.<\/p>\n<ul>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/best-areas-in-mallorca-for-families-moving-from-the-united-states\/\">Best areas in Mallorca for families moving from the United States<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/where-do-most-american-expats-live-in-mallorca\/\">Where do most American expats live in Mallorca?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/southeast-mallorca-santanyi-is-it-a-good-investment-for-americans\/\">Southeast Mallorca (Santany\u00ed): is it a good investment for Americans?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/buying-property-in-port-dandratx-the-ultimate-guide-for-us-buyers\/\">Buying property in Port d&#8217;Andratx: the ultimate guide for US buyers<\/a><\/li>\n<\/ul>\n<p><strong>Ready to browse?<\/strong> Explore our <a href=\"https:\/\/villasyfincasmallorca.com\/en\/property-type\/country-house\/\">country houses &amp; fincas<\/a>, every <a href=\"https:\/\/villasyfincasmallorca.com\/en\/property-status\/for-sale\/\">property for sale<\/a>, or <a href=\"https:\/\/villasyfincasmallorca.com\/en\/property-status\/to-rent\/\">homes to rent<\/a> in Southeast Mallorca \u2014 or <a href=\"https:\/\/villasyfincasmallorca.com\/en\/\">start from our homepage<\/a> to get in touch with our team.<\/p>\n<p>[\/vc_column_text][g5plus_heading sub_title=&#8221;Start here&#8221; title=&#8221;Essential guides for American buyers&#8221; text_align=&#8221;text-left&#8221;][g5plus_space desktop=&#8221;20&#8243; tablet=&#8221;18&#8243; tablet_portrait=&#8221;15&#8243; mobile_landscape=&#8221;12&#8243; mobile=&#8221;12&#8243;][vc_column_text]<\/p>\n<ul>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/en\/southeast-mallorca-a-guide-for-american-buyers\/\">Southeast Mallorca: a guide for American buyers<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/en\/what-does-it-cost-to-buy-property-in-mallorca-2026\/\">What does it cost to buy property in Mallorca?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/en\/the-real-cost-of-owning-a-home-in-mallorca-2026\/\">The real cost of owning a home in Mallorca<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/en\/is-mallorca-a-good-property-investment-in-2026\/\">Is Mallorca a good property investment in 2026?<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/en\/mallorca-vs-ibiza-vs-costa-del-sol-where-to-buy-in-2026\/\">Mallorca vs Ibiza vs Costa del Sol<\/a><\/li>\n<li><a href=\"https:\/\/villasyfincasmallorca.com\/en\/moving-to-mallorca-from-the-usa-2026-a-practical-guide\/\">Moving to Mallorca from the USA<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][g5plus_space desktop=&#8221;30&#8243; tablet=&#8221;28&#8243; tablet_portrait=&#8221;24&#8243; mobile_landscape=&#8221;20&#8243; mobile=&#8221;20&#8243;][\/vc_column][\/vc_row][vc_row][vc_column][vc_wp_search title=&#8221;Search our knowledge base&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_basic_grid post_type=&#8221;post&#8221; max_items=&#8221;12&#8243; grid_id=&#8221;vc_gid:1772274116737-848efbd9-fe61-1&#8243; taxonomies=&#8221;613&#8243;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text] Welcome to the American&#8217;s Guide to Buying Property in Mallorca. If you are a US citizen looking to buy a home, invest, or relocate to Southeast Mallorca \u2014 Ses Salines, Santany\u00ed, Campos and Col\u00f2nia de Sant Jordi \u2014 this is your starting point. Below you will find the whole journey, from the legal process [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-62258","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/villasyfincasmallorca.com\/en\/wp-json\/wp\/v2\/pages\/62258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/villasyfincasmallorca.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/villasyfincasmallorca.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/villasyfincasmallorca.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/villasyfincasmallorca.com\/en\/wp-json\/wp\/v2\/comments?post=62258"}],"version-history":[{"count":1,"href":"https:\/\/villasyfincasmallorca.com\/en\/wp-json\/wp\/v2\/pages\/62258\/revisions"}],"predecessor-version":[{"id":67514,"href":"https:\/\/villasyfincasmallorca.com\/en\/wp-json\/wp\/v2\/pages\/62258\/revisions\/67514"}],"wp:attachment":[{"href":"https:\/\/villasyfincasmallorca.com\/en\/wp-json\/wp\/v2\/media?parent=62258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}